The ROTA Method


THE PROBLEM

Interest-free rotating saving and credit schemes are used in over 100 countries. Its practice pre-dates banking. Yet the schemes lack the same technological advances prevalent in banking that create an efficient, swift and seamless saving and lending experience.


SOLUTION

Digitalizing the ecosystem around rotating saving and credit schemes!
Our flagship product saves users’ time, effort, money logistically and interest payments making the process seamless.


The ROTA Method is Simple - Our Product


Simply follow the steps below to sign up.

1. From our website, www.rotatech.io [below] or download the ROTA MONEY app on your Android or iPhone device.

 
2. Register – your email address as username and create a password. Enter the OTP and Upload your Kenyan national ID.


3. Create your Group Type and invite members from your contact list.


4. Customize member contributions and payout. (Minimum group size is 2 and maximum is 100).


5. REVIEW – Group members will receive confirmations as well as Log-In information.

Yes! It’s That Easy…

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Monthly Subscription

SILVER TIER FEATURES

      • Basic Group Creation
      • USSD Access
      • Manual Ledger

Ensures entry-level access for rural and low-income groups.

SIGN UP FOR SILVER

GOLD TIER FEATURES

      • Basic Group Creation
      • USSD Access
      • Manual Ledger
      • Digital Ledger
      • Rotating Payout Logic
      • SMS Reminders
      • Group Account Tracking
      • Member Accounts
      • Contribution Tracking

Affordable at ~ KES 5 per member (20-member group); aligns with rural ROSCA contribution levels (KES 200–300/month).

 

SIGN UP FOR GOLD

PLATINUM TIER FEATURES

      • Basic Group Creation
      • USSD Access
      • Manual Ledger
      • Digital Ledger
      • Rotating Payout Logic
      • SMS Reminders
      • Group Account Tracking
      • Member Accounts
      • Contribution Tracking
      • Governance Tools
      • Escrow
      • Multi-signature
      • Analytics

Targets peri-urban and urban groups with higher contribution pools; supports advanced accountability.

SIGN UP FOR PLATINUM

 

ENTERPRISE TIER FEATURES

      • Basic Group Creation
      • USSD Access
      • Manual Ledger
      • Digital Ledger
      • Rotating Payout Logic
      • SMS Reminders
      • Group Account Tracking
      • Member Accounts
      • Contribution Tracking
      • Governance Tools
      • Escrow
      • Multi-signature
      • Analytics
      • API Access
      • Integrations
      • Training Dashboards
      • Partner Onboarding

Designed for SACCOs, MFIs, NGOs, and institutional partners
Priced on negotiated contracts.

SIGN UP FOR ENTERPRISE


How It Works

How The
Numbers Work

How To Create Your Group

Investing in ROTA Tech

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